Planned Giving

Leave a Legacy

Planned giving and estate gifts provide long-term support and flexibility to meet the emerging issues facing our community well into the future. And they leave a legacy of continued impact and influence that will benefit individuals and families for many generations to come. While making a long-term difference, planned gifts can also provide significant financial and tax benefits for you and your family.

A simple act today will make a dramatic impact on a family in the future. It can end hunger for a struggling family. Ensure children and youth succeed in the future. Or help hard working individuals find a path to financial stability. It’s the kind of impact — from just a simple act — that creates a legacy.

“Making a planned gift is the most future-looking, life-affirming, hopeful thing you can do.” – 2013 Meg Baxter Legacy Award recipient, Barbara Wheaton, Esq.

What to Give

  • Stocks and BondsGifts of appreciated stock may provide you with significant tax benefits, including an income tax deduction for the fair market value of stock, and the elimination of capital gains taxes due if the stock were sold instead.
  • Real Estate: A gift of your real property (such as your home, vacation property, vacant land, farmland or ranch or commercial property) can make a great gift. If you own appreciated real property, you can avoid paying capital gains tax by making a gift to United Way of Greater Portland.
  • Retirement Assets: A gift of your retirement assets, such as a gift from your IRA, 401(k), 403(b), pension or other tax-deferred plan, is an excellent way to make a lasting impact.
  • Insurance: A gift of your fully-paid life insurance policy is a wonderful way to leave a legacy. If your life insurance policy is no longer needed or will no longer benefit your heirs,  consider making a gift to help further United Way of Greater Portland’s mission.
  • Cash: A gift of cash is a simple and easy way for you to make a gift. You will receive a charitable tax deduction that will provide you with savings on this year’s tax return.

How to Give

  • Bequest: The most popular planned gift is a bequest, where you include United Way of Greater Portland as a beneficiary in your will, trust, or other instrument. Learn more.
  • Change of Beneficiary Form: To give a gift of retirement assets, you must fill out a change of beneficiary form for your retirement plan, listing United Way of Greater Portland as primary, secondary, or partial beneficiary.

Gifts That Pay You Income

  • Charitable Gift Annuity: Make a gift of cash or other assets to our organization in exchange for fixed income (with rates based on your age) for the rest of your life.
  • Charitable Unitrust: Transfer cash or other assets to fund a charitable trust. The trust sells your property tax-free and provides you with income for life or a term of years.
  • Charitable Annuity Trust: Transfer your cash or appreciated property to fund a charitable trust. The trust sells your property tax-free and provides you with fixed income for life or a term of years.
  • Charitable Lead Trust: Transfer your cash or property to fund a lead trust that makes gifts to us for a number of years. You receive a charitable deduction for the gift. Your family receives the remainder at substantial tax savings.

Contact Matt Wolcott, Senior Vice President, Resource Development & Marketing , at (207) 347-2311 or for more information.